Rocklin is located northeast of Sacramento and parallel to Highway 80. This picturesque and luxurious city features upscale shopping and dining options and plenty of outdoor recreational opportunities. With its proximity to Lake Tahoe and the Bay Area, Rocklin offers locals an array of attractions. A delightful range of stunning natural beauty, beaches, first-rate amenities, excellent schools, and top-quality luxury homes make this exciting enclave a popular place to live for residents, professionals, students, and families.
1. Set yourself apart
2. Find a good real estate agent
Having a trustworthy and experienced agent on your side will not only make the buying process easier but will also ensure your home-buying journey is less stressful. Navigating the Rocklin real estate market can be tricky, and it is critical to have someone who is familiar with the area. Do research on potential agents and review each agent’s online presence. Once you find the right fit, list your non-negotiables in a home and convey this information to your agent. If you are clear about what you want in your new home, it will be easier for an agent to help you find it. Real estate agents have a variety of tools at hand, including professional industry connections and the Multiple Listing Service, or MLS.
3. Don’t put down 20% unless it makes sense
4. Be prepared to pay property taxes
5. Research available loans and homebuyer assistance programs
The California Housing Financial Agency offers a MyHome Assistance Program for eligible buyers. Some of these requirements include being a first-time home buyer and meeting certain income requirements. It is certainly possible to receive assistance once you apply for the program. Otherwise, do some research to determine where you can qualify for a loan. Whether it be a conventional loan, a government-insured loan, or a fixed-rate mortgage, there is a loan to meet your personal needs and situation. Oftentimes, first-time home buyers don’t even realize how much assistance is available to them.
6. Complete a homebuyer education course (You might need one to be eligible for assistance)
Discover more tips for becoming a Rocklin homeowner
As a first-time home buyer in Rocklin, you want to land the home of your dreams with as hiccups as possible. However, remember to relax and enjoy the process, as this is also an exciting time in your life. With a trustworthy agent, enough research, and a positive attitude, you will be sure to find the perfect home for you and your family. Soon enough, you will be connecting with neighbors inside your Rocklin neighborhood.
Begin your home search today
After you’ve decided to purchase a home, you should speak with a trustworthy real estate agent like Dayna Summers. As a first-time home buyer in Rocklin, you may feel overwhelmed or nervous, and that’s normal. But with Dayna by your side, you’ll soon feel confident and excited about your new life decision. Her expertise, expansive knowledge of the local market, and top communication skills will help ensure your home-buying experience is as stress-free as possible.